Do I really only need a 2.5% deposit?
Yes. Our Save to Buy scheme lets you reserve and exchange a brand new home with just 2.5% deposit.
Find your new home
With our Save to Buy scheme, you can save to buy a brand new HarperCrewe home with just a 2.5% deposit – and lock in today’s price from the moment you reserve.
Yes. Our Save to Buy scheme lets you reserve and exchange a brand new home with just 2.5% deposit.
Make up the remaining 2.5% through manageable monthly payments while your new home is being built.
By taking advantage of our Save to Buy scheme, you secure the price when you reserve.
Secure the home you want at your preferred development today, before someone else does.
Take advantage of any rate reductions all the way until completion with expert help from our IFAs.
For more information, or to find out about other great ways we can help you move, talk to us today.
Yes. Our Save to Buy scheme lets you reserve and exchange a brand new home with just 2.5% deposit.
Make up the remaining 2.5% through manageable monthly payments while your new home is being built.
By taking advantage of our Save to Buy scheme, you secure the price when you reserve.
Secure the home you want at your preferred development today, before someone else does.
Take advantage of any rate reductions all the way until completion with expert help from our IFAs.
For more information, or to find out about other great ways we can help you move, talk to us today.
Simply complete and submit our Save to Buy application form. Once we receive it, our team will review your details and confirm your eligibility for the scheme.
To qualify for our Save to Buy scheme, you must show you can afford the 5% deposit (split into two 2.5% instalments) and meet affordability for a mortgage. You’ll need to provide recent bank statements, a mortgage decision in principle, and a mortgage offer.
If you're not eligible for the Save to Buy scheme, don’t worry – you can still purchase your home through a traditional route, using a full deposit and a standard mortgage. Our team will guide you through the best options available.
Unfortunately not. We’ll need to carry out a full financial review before confirming your reservation under the Save to Buy scheme.
To apply, you’ll need to submit recent bank statements, a mortgage decision in principle, and a formal mortgage offer from a lender. These documents help us support your application for a Save to Buy mortgage and confirm your eligibility.
With the Save to Buy scheme, your total deposit is just 5% of the purchase price. 2.5% of that is due at the point of exchange, while the remaining 2.5% is paid on completion. This makes it easier to save to buy your new home over time.
The remaining 2.5% of your deposit is payable on legal completion of your home purchase, typically within six months of exchange.
We understand circumstances can change. If you're unable to save the second 2.5%, we’ll review your situation with care. If continuing isn’t possible, we’ll refund your initial 2.5% deposit under the terms of the Save to Buy scheme.
You become the legal owner of your HarperCrewe home on the day of completion, once all contracts are finalised and funds have been transferred.
The Save to Buy scheme is a flexible path to homeownership, designed to help buyers reserve a new home with a smaller initial deposit. You pay just 2.5% to exchange contracts, then continue saving the rest while your home is being built. This lets you save to buy gradually, and secure today’s prices without waiting.
Why move on your own?
Assisted Move from HarperCrewe.
Recommend a friend.
Enjoy £1,000 each.
Deposit blocking your move? We can contribute to help you own your dream home.
Move quicker and easier with Part Exchange.
Your price, guaranteed with Part Exchange Extra.
A mortgage is a big deal.
Allow us to make it a little smaller.
Deposit blocking your move?
With us you only need a 2.5% deposit.
Reduce your monthly mortgage repayments with Own New.
Let us help towards your Stamp Duty fees.
Key workers. You are special. And so is this offer.
*Incentives are plot specific and subject to eligibility criteria. See full terms and conditions at www.harpercrewe.com/terms-and-conditions
© HarperCrewe 2026
Harpercrewe Ltd.
Gallagher House
Gallagher Way
Warwick
CV34 6AF