No hidden costs
There are no fees to use Own New. 100% of our builder contribution goes directly to your lender to work for you.
Find your new home
We’ve partnered with Own New to bring you significantly lower mortgage interest rates, helping you make your future-ready HarperCrewe home a reality from day one.
There are no fees to use Own New. 100% of our builder contribution goes directly to your lender to work for you.
You own 100% of your new home from day one.
Gain access to highly competitive mortgage rates
Suitable for first-time buyers and existing homeowners alike.
There are no fees to use Own New. 100% of our builder contribution goes directly to your lender to work for you.
You own 100% of your new home from day one.
Gain access to highly competitive mortgage rates
Suitable for first-time buyers and existing homeowners alike.
The Own New scheme gives you access to mortgage rates well below the open market. It’s simply a regular mortgage, but we route our builder contribution directly to your lender to subsidise your interest. This provides you with reduced monthly payments for an initial fixed term of 2 or 5 years.
Speak to the Harper Crewe sales team to find your perfect home and find out which plots are eligible. Once you’ve chosen your plot, we will put you in touch with an approved, independent mortgage broker who can ensure the scheme is the right financial fit for you.
No, absolutely not. 100% of the builder incentive goes directly to your lender to reduce your mortgage rate. There are zero hidden costs, and absolutely no fees or deductions are taken by Own New or the participating lenders.
Yes. Your affordability will be strictly stress-tested beyond the initial fixed term by your independent mortgage broker. This ensures you can comfortably afford your mortgage repayments once the rates return to standard market levels after your two- or five-year fixed period ends.
Your mortgage will be directly with your chosen high-street lender, exactly as it would be with any other standard mortgage. Own New simply sits in the background between your broker and the lender to seamlessly facilitate the lower interest rate.
The mortgage application process is exactly the same, with just one small addition. Before a mortgage offer can be officially made, a simple ‘Letter of Acknowledgement’ must be sent from Harper Crewe to you and your broker, to be passed on to your mortgage lender. Our sales team will arrange this for you!
Why move on your own?
Assisted Move from HarperCrewe.
Recommend a friend.
Enjoy £1,000 each.
Deposit blocking your move? We can contribute to help you own your dream home.
Move quicker and easier with Part Exchange.
Your price, guaranteed with Part Exchange Extra.
A mortgage is a big deal.
Allow us to make it a little smaller.
Let us help towards your Stamp Duty fees.
Key workers. You are special. And so is this offer.
*Incentives are plot specific and subject to eligibility criteria. See full terms and conditions at www.harpercrewe.com/terms-and-conditions
© HarperCrewe 2026
Harpercrewe Ltd.
Gallagher House
Gallagher Way
Warwick
CV34 6AF
