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Mortgage Subsidy

A smoother homebuying journey. Let’s start with your mortgage.

When you purchase a home with HarperCrewe, we’ll make a contribution towards your mortgage payments. Reduce your monthly expenses when you buy with our mortgage subsidy scheme.  
 
It is a one-off payment made to you from HarperCrewe when you buy one of our homes. This can be used to reduce your mortgage repayments or simply to purchase furniture and supplies for your move; once the money is in your hands, it's yours to decide what to do with it.

Overview

Choose your new home.

Choose your new home.

View our show homes and let your Sales Negotiator know which HarperCrewe home is perfect for you.

Make your reservation.

Make your reservation.

We’ll help you secure your new home quickly.

Talk to us about your mortgage.

Talk to us about your mortgage.

We’ll let you know what contribution HarperCrewe will make towards this.

Look forward to your new home.

Look forward to your new home.

Future-forward designed, with eco credentials beyond those expected of us.

Enjoy the savings.

Enjoy the savings.

You can use them towards brand new furnishings and extra touches.

mind. changed.

mind. changed.

For more information, or to find out about other great ways we can help you move, talk to us today.

Overview

1/6
  • Choose your new home.

    Choose your new home.

    View our show homes and let your Sales Negotiator know which HarperCrewe home is perfect for you.

  • Make your reservation.

    Make your reservation.

    We’ll help you secure your new home quickly.

  • Talk to us about your mortgage.

    Talk to us about your mortgage.

    We’ll let you know what contribution HarperCrewe will make towards this.

  • Look forward to your new home.

    Look forward to your new home.

    Future-forward designed, with eco credentials beyond those expected of us.

  • Enjoy the savings.

    Enjoy the savings.

    You can use them towards brand new furnishings and extra touches.

  • mind. changed.

    mind. changed.

    For more information, or to find out about other great ways we can help you move, talk to us today.

For us, just enough is never enough.

Why buy Harpercrewe

Frequently asked questions

01
What is Mortgage Subsidy?
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We're happy to support you with a one-off payment to help manage your mortgage or purchase costs.

02
How will I receive the payment?
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We will make a reduction to your completion statement, allowing you to keep a portion of your mortgage loan. As a result, the payment comes directly from the bank, not from HarperCrewe. We’ll simply reduce how much you need to pay on completion day. 

03
What should I use the payment for?
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You can use it to reduce your mortgage payments or for things like furniture for your new home.

04
What if I don't pay my mortgage?
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Remember to maintain your mortgage payments to avoid repossession.

05
Will this affect my mortgage application?
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A mortgage subsidy can help you to reduce your mortgage costs by making a one-off repayment towards the loan. If you’re unsure about how this works, talk to your bank about the subsidy you’re expecting and the best way to use it towards your mortgage.

06
Is this payment per person or property?
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The subsidy is provided for the property.

07
How much is the subsidy?
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We provide a bespoke subsidy based on your individual needs. As a result, the amount you’ll receive can be discussed after you put down your initial reservation fee.

08
Can I use it for anything else?
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Yes, you’re free to use the mortgage subsidy for anything you need to pay for. If you don’t use it towards your mortgage, however, your repayments won’t be reduced. For the best way to use your subsidy, we recommend speaking to an Independent Financial Advisor. 

09
What if I sell my home later?
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You are free to sell your home at any point.

Discover our new home schemes

1/8
  • Assisted Move Scheme

    Assisted Move Scheme

    Why move on your own?
    Assisted Move from HarperCrewe.

    View Scheme
  • Recommend a Friend

    Recommend a Friend

    Recommend a friend.
    Enjoy £1,000 each.

    View Scheme
  • Gifted Deposit

    Gifted Deposit

    Deposit blocking your move? We can contribute to help you own your dream home.

    View Scheme
  • Part Exchange My Home

    Part Exchange My Home

    Move quicker and easier with Part Exchange.

    View Scheme
  • Part Exchange Extra

    Part Exchange Extra

    Your price, guaranteed with Part Exchange Extra.

    View Scheme
  • Own New

    Own New

    Reduce your monthly mortgage repayments with Own New.

    View Scheme
  • Stamp Duty Contribution

    Stamp Duty Contribution

    Let us help towards your Stamp Duty fees.

    View Scheme
  • Key Worker Deposit Contribution

    Key Worker Deposit Contribution

    Key workers. You are special. And so is this offer.

    View Scheme

*Incentives are plot specific and subject to eligibility criteria. See full terms and conditions at www.harpercrewe.com/terms-and-conditions