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Rent to Buy

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Don’t let a full deposit hold you back. Reserve with Rent to Buy*.

Secure your new HarperCrewe home with a 2.5% deposit and rent it for 6 months.
Your rent acts as a savings plan until you reach the 5% deposit you need.

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Overview

Do I really only need a 2.5% deposit?

Do I really only need a 2.5% deposit?

Yes. You can move into your new HarperCrewe home with just a 2.5% deposit.

Rent your new home.

Rent your new home.

Rent for 6 months and use the rent as your savings plan to build up to a 5% deposit.

Reach 5%.

Reach 5%.

Once you’ve achieved 5% your purchase will be complete, and the home will officially be yours.

Lock in today’s price.

Lock in today’s price.

With just a 2.5% deposit you can secure your home at today’s price.

Get the best mortgage deal.

Get the best mortgage deal.

Take advantage of any rate reductions all the way until completion with expert help from our IFAs.

mind. changed.

mind. changed.

For more information, or to find out about other great ways we can help you move, talk to us today.

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  • Do I really only need a 2.5% deposit?

    Do I really only need a 2.5% deposit?

    Yes. You can move into your new HarperCrewe home with just a 2.5% deposit.

  • Rent your new home.

    Rent your new home.

    Rent for 6 months and use the rent as your savings plan to build up to a 5% deposit.

  • Reach 5%.

    Reach 5%.

    Once you’ve achieved 5% your purchase will be complete, and the home will officially be yours.

  • Lock in today’s price.

    Lock in today’s price.

    With just a 2.5% deposit you can secure your home at today’s price.

  • Get the best mortgage deal.

    Get the best mortgage deal.

    Take advantage of any rate reductions all the way until completion with expert help from our IFAs.

  • mind. changed.

    mind. changed.

    For more information, or to find out about other great ways we can help you move, talk to us today.

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For us, just enough is never enough.

Why buy Harpercrewe
For us, just enough is never enough.
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Frequently asked questions

01
How do I apply?
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Submit an application form; we'll confirm your eligibility.

02
What are the criteria?
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Demonstrate affordability for the 2.5% deposit, rent, stamp duty (if applicable), and mortgage.

03
What if I'm ineligible?
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You can still buy traditionally.

04
Is eligibility a guarantee?
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No, we review your documents before confirming.

05
What documents are needed?
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Documentation requested by us, including bank statements.

06
How much deposit?
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2.5% initially, then rent accrues to form the remaining 2.5%.

07
What if I miss rent?
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Missing more than one payment terminates your agreement and forfeits paid rent.

08
When can I buy?
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When accrued rent equals 2.5% (plus your initial 2.5%), you haven't missed more than one rent payment, and you've provided your mortgage offer.

09
What happens at the end of renting?
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Your deposit and rent become the 5% deposit; you complete the purchase with a mortgage.

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Discover our new home schemes

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  • Assisted Move

    Assisted Move

    Why move on your own?
    Assisted Move from HarperCrewe.

    View Scheme
  • Recommend a Friend

    Recommend a Friend

    Recommend a friend.
    Enjoy £1,000 each.

    View Scheme
  • Gifted Deposit

    Gifted Deposit

    Someone helping you with your deposit?
    Let us be part of the love.

    View Scheme
  • Part Exchange

    Part Exchange

    Move quicker and easier with Part Exchange.

    View Scheme
  • Mortgage Subsidy

    Mortgage Subsidy

    A mortgage is a big deal.
    Allow us to make it a little smaller.

    View Scheme
  • Save to Buy

    Save to Buy

    Think you need a 5% deposit? Reserve and exchange with us with 2.5%.

    View Scheme
  • Own New Rate Reducer

    Own New Rate Reducer

    Reduce your monthly mortgage repayments with Own New.

    View Scheme
  • Stamp Duty Contribution

    Stamp Duty Contribution

    Let us help towards your Stamp Duty fees.

    View Scheme
  • Key Worker Deposit Contribution

    Key Worker Deposit Contribution

    Key workers. You are special. And so is this offer.

    View Scheme
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Sound interesting?

Sign up for more news

*Incentives are plot specific and subject to eligibility criteria. See full terms and conditions at www.harpercrewe.com/terms-and-conditions