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Own New Rate Reducer

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Think a new home is unaffordable?

Let’s reduce your mortgage repayments.

mind. changed.

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Overview

Lower monthly mortgage repayments with Own New.

Lower monthly mortgage repayments with Own New.

We’ve partnered with Own New to offer you a simple way to get an affordable mortgage.

Choose your new home.

Choose your new home.

Find the HarperCrewe home you love that’s eligible for the Own New Rate Reducer scheme.

Let’s talk mortgages.

Let’s talk mortgages.

We will recommend an Own New approved broker to guide you through the mortgage application.

Reduce upfront costs and monthly payments.

Reduce upfront costs and monthly payments.

Enjoy lower monthly mortgage payments and more money in your pocket.

Complete homeownership.

Complete homeownership.

You’ll own 100% of your new HarperCrewe home.

mind. changed.

mind. changed.

For more information, or to find out about other great ways we can help you move, talk to us today.

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  • Lower monthly mortgage repayments with Own New.

    Lower monthly mortgage repayments with Own New.

    We’ve partnered with Own New to offer you a simple way to get an affordable mortgage.

  • Choose your new home.

    Choose your new home.

    Find the HarperCrewe home you love that’s eligible for the Own New Rate Reducer scheme.

  • Let’s talk mortgages.

    Let’s talk mortgages.

    We will recommend an Own New approved broker to guide you through the mortgage application.

  • Reduce upfront costs and monthly payments.

    Reduce upfront costs and monthly payments.

    Enjoy lower monthly mortgage payments and more money in your pocket.

  • Complete homeownership.

    Complete homeownership.

    You’ll own 100% of your new HarperCrewe home.

  • mind. changed.

    mind. changed.

    For more information, or to find out about other great ways we can help you move, talk to us today.

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For us, just enough is never enough.

Why buy Harpercrewe
For us, just enough is never enough.
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Frequently asked questions

01
What is Own New?
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A fantastic way to make your new home more affordable, helping you secure a lower interest rate and/or deposit.

02
How does it work?
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The Own New Rate Reducer scheme enables you to get a lower mortgage rate on our new homes. It's available to all buyers, including first-time buyers and existing homeowners.

03
Who runs this scheme?
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Market Mortgage Limited.

04
Does this guarantee a mortgage?
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No. The mortgage offer depends entirely on your lender's decision.

05
Do I need a mortgage broker?
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Yes, you will need an accredited independent broker to provide advice on the scheme.

06
Can HarperCrewe advise on mortgages?
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No, we can't give mortgage advice; please get independent advice.

07
What's HarperCrewe's role?
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After you buy, we'll make a payment to Market Mortgage Limited, who pass it on to your lender.

08
What if I don't pay my mortgage?
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Your home could be at risk of repossession.

09
What happens if I move out later?
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You are free to sell whenever you wish.

10
What’s the minimum deposit required?
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This will be clarified during your mortgage application.

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Discover our new home schemes

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  • Assisted Move

    Assisted Move

    Why move on your own?
    Assisted Move from HarperCrewe.

    View Scheme
  • Recommend a Friend

    Recommend a Friend

    Recommend a friend.
    Enjoy £1,000 each.

    View Scheme
  • Gifted Deposit

    Gifted Deposit

    Someone helping you with your deposit?
    Let us be part of the love.

    View Scheme
  • Part Exchange

    Part Exchange

    Move quicker and easier with Part Exchange.

    View Scheme
  • Mortgage Subsidy

    Mortgage Subsidy

    A mortgage is a big deal.
    Allow us to make it a little smaller.

    View Scheme
  • Stamp Duty Contribution

    Stamp Duty Contribution

    Let us help towards your Stamp Duty fees.

    View Scheme
  • Key Worker Deposit Contribution

    Key Worker Deposit Contribution

    Key workers. You are special. And so is this offer.

    View Scheme
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Sound interesting?

Sign up for more news

*Incentives are plot specific and subject to eligibility criteria. See full terms and conditions at www.harpercrewe.com/terms-and-conditions